A Unique Benefit for One of Life’s Most Difficult Moments

Comprehensive financial guidance for family members coping with an employee’s death

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The death of an employee has ripple effects on other employees, managers, your HR team, and most importantly, their family. With emotions running high, the thought of having to unwind the deceased’s financial life only adds to the stress and anxiety of their loved ones. For many, it’s an overwhelming, complicated process and something they have never done before.

What does this have to do with your organization? With Cerity Partners Beneficiary Financial Counseling, you have an opportunity to ease this stress while positively impacting your firm.

  • Helping a family navigate the maze of financial decisions and paperwork honors the deceased employee’s memory and their contributions to your success.
  • It also builds loyalty and aids in retention. Employees are more likely to stay with an organization that genuinely cares about their family’s future financial well-being.
  • Cerity Partners serves as the dedicated contact for family members, answering questions, submitting forms, and making the necessary phone calls, which allows your HR team to focus on their other responsibilities.

Like life insurance, beneficiary financial counseling makes a meaningful difference in the lives of those left behind — providing a sense of stability when it’s needed most.

When a client lost her husband after 40 years of marriage, she needed much more than a good investment plan. She needed a holistic, proactive, and objective team to guide her as she was confronted with important, and at times irrevocable, decisions in areas that were new to her.”

Sean More, Partner

Dedicated Support. Personalized Financial Counseling.

At Cerity Partners, we don’t just advise. We sympathize and empathize. We listen openly to the employee’s loved ones as they talk about their memories and concerns for the future. Then we help them examine each aspect of the deceased’s financial life and identify the actions that must be taken now and in the future to distribute funds, transfer assets and settle the estate. Our support includes:

  • Employee benefit analysis
  • Estate planning and settlement assistance
  • Investment advisory services
  • Social security and government benefit analysis
  • Insurance planning and placement
  • Cash-flow and debt management

Our goal is to help family members survive and ultimately thrive in their “new normal.”

Adding Value Without Adding Work

“What’s our role?” “Are we going to receive calls from Cerity Partners in addition to the employee’s family?” “How much time does it take to administer?” We get it. You don’t want to add a benefit that makes the jobs of your HR team even more complex.

Cerity Partners manages the Beneficiary Financial Counseling program for you. Think of us as an extension of your HR team. We work with you to design the benefit and create the launch strategy, then take it from there. We contact the family members, schedule meetings, and guide them through the entire process.

Explore Our Offerings for Businesses and Employees

The financial life of an executive is complicated, and coordinating all the elements takes time. We serve as your personal CFO, providing a more efficient and simpler way to manage your growing wealth.

Your compensation and benefits offerings are a talent retention necessity and, arguably, your executives’ largest source of wealth creation. Executive Financial Counseling helps your senior leaders fully realize these benefits and boost your ROI in the process.

When an employee dies, the greatest gift you can give their family is care and support. Our Beneficiary Counseling Services help beneficiaries navigate the financial challenges that arise after the death of a loved one, helping them adjust to their “new normal.”

Curious about learning more? Let’s talk.

Tell us about yourself and your current financial situation without cost or obligation. Receive an introduction to a wealth management colleague, have a personal conversation, and get your questions answered.

Photo of Vonny Carrington
Vonny Carrington

Partner

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Curious about learning more? Let’s talk.

Tell us about yourself and your current financial situation without cost or obligation. Receive an introduction to a wealth management colleague, have a personal conversation, and get your questions answered.

By clicking “Submit”, you acknowledge that we collect your name, email address and phone number to respond to your inquiries and provide you information about our products and services in accordance with our Privacy Policy. If you are a California resident, please see our CCPA Notice to California Residents.