Financial Planning Insights

Zach Woodward

Principal

Executive Financial Counseling

The Taxation of Restricted Stock Units

June 1, 2023   -   Restricted stock units (RSUs) are a special form of employee compensation, taxed uniquely. Upon vesting, they're taxed at the federal level, and later treated as normal shares with tax implications during sale.

Joseph Matus

Senior Associate

Financial Planning

Cash is Back: Exploring Alternatives to Traditional Bank Accounts

With the recent rise in short-term interest rates, cash has re-emerged as a viable asset class for portfolio construction. In March, 3 Month Treasury Bills reached a yield as high as 5%, further turning cash from a zero-yielding liquidity management tool to an attractive asset class of its own. Bank checking and savings accounts have […]

Ryan Eversole

Principal

Financial Planning

Are Financial Advisory Fees Tax Deductible?

Before 2018, you could partly or fully deduct investment advisory fees on your federal income tax return. When the Tax Cuts and Jobs Act was passed, however, the miscellaneous itemized deduction for investment fees and expenses vanished. This deduction seldom mattered for taxpayers in the highest brackets, as they could only deduct miscellaneous items on […]

Jim Trujillo

Principal

Financial Planning

The Unspoken Risks of Retirement Plan Loans

During times of financial hardship people are forced to think – when life hands you lemons, take a loan. We get it! High inflation and a volatile economy are pushing people to think about where they could tap into fast cash if they needed it. A quick search on the internet will show you the […]

Christopher Arotin

Principal

Financial Planning

How to Declutter Your Financial Life This Spring

Spring is the season for cleaning out the closet and getting organized. That includes sorting out your financial life! There’s no better time than now.

Kevin Dorwin

Partner & Market Leader

Estate Planning

Strategies to Help Your Child Buy a Home

How to Help Your Adult Kids Buy a Home. Each strategy can have major estate, tax and family dynamic implications. Here are several different strategies you might consider.

Get Cerity Partners Insights in Your Inbox

Curious about learning more? Let’s talk.

Tell us about yourself and your current financial situation without cost or obligation. Receive an introduction to a wealth management colleague, have a personal conversation, and get your questions answered.

Photo of Jonathan Taylor

Jonathan Taylor

Partner

By clicking “Submit”, you acknowledge that we collect your name, email address and phone number to respond to your inquiries and provide you information about our products and services in accordance with our Privacy Policy. If you are a California resident, please see our CCPA Notice to California Residents.

Curious about learning more? Let’s talk.

Tell us about yourself and your current financial situation without cost or obligation. Receive an introduction to a wealth management colleague, have a personal conversation, and get your questions answered.

By clicking “Submit”, you acknowledge that we collect your name, email address and phone number to respond to your inquiries and provide you information about our products and services in accordance with our Privacy Policy. If you are a California resident, please see our CCPA Notice to California Residents.