Prior to joining Cerity Partners, Lloyd was the Co-CEO of EMM Wealth, a fifty-year-old multi-family office. In his role, he worked closely with clients regarding asset allocation strategies, cash-flow management, retirement, and family and generational planning. Lloyd also founded a program for high school juniors and seniors to encourage financial literacy in younger generations (formerly known as EMM University). He previously worked as an Associate Director of Equity Research at Market Guide, Inc., where he focused on small-cap and mid-cap equity research, and as an investment advisor at Gruntal & Co. Earlier in his career, Lloyd was a senior tax advisor at KPMG, providing specialized tax planning and compliance services.
Lloyd received his Bachelor of Science degree in Applied Mathematics and Statistics from the State University of New York at Stony Brook and his Master of Business Administration from New York University.