ExxonMobil Insights

Doug Garrison

Partner

ExxonMobil

4 Strategies to Deal with XOM Stock in the EMSP

April 20, 2023   -   ExxonMobil stock is at near-record levels. For many, selling stock now presents a dilemma. If you’re a retirement-eligible employee and you don’t want to sell shares of XOM at these high prices, hoping the upward trend continues, what are you to do? If you plan to leave ExxonMobil and you’ve got XOM stock in your EMSP, what’s the right strategy?

Doug Garrison

Partner

ExxonMobil

4 Questions to Develop an ExxonMobil Savings Plan (EMSP) Strategy

ExxonMobil employees often sign up for the EMSP because a supervisor or a more tenured colleague tells them it’s a good thing to do. But many participants continue to contribute without thinking through a Savings Plan goal or strategy. Have you considered these four questions?

Doug Garrison

Partner

ExxonMobil

How Much ExxonMobil NUA Stock is Too Much?

Mae West, an iconic 20th-century American actress, singer, comedian, and sex symbol, reportedly once said: “Too much of a good thing is wonderful.”

Mae wasn’t talking about net unrealized appreciation (NUA). But Mae’s observation raises a valid question. “Can there be too much of this good thing, this NUA?”

Doug Garrison

Partner

ExxonMobil

Choosing Between Traditional Medicare and the ExxonMobil Medicare Primary Option (MPO)

You’re an ExxonMobil retiree and about to turn 65. You need to make a decision about health insurance. You can move seamlessly from the ExxonMobil Retiree Medical Plan option to the ExxonMobil Medicare Primary Option (MPO), also known as a Medicare Advantage plan, or you can opt-out of the MPO and go into traditional Medicare. How should you make the decision? What are the differences or key variables you should consider?

Doug Garrison

Partner

ExxonMobil

6 Questions If You’re Within 5 Years of Retirement at ExxonMobil

If retirement is only five years or less away, you should have a pretty good notion of what life will look like for you in this next chapter. With so many moving parts, it’s important to think through the implications of the various decisions you’ll make. Have you considered the following six questions?

Doug Garrison

Partner

ExxonMobil

4 Investing Mistakes in the EMSP

Learn from the mistakes of others? Our blogger reflects on investing mistakes he’s seen participants in the EMSP make over the past forty years.

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Curious about learning more? Let’s talk.

Tell us about yourself and your current financial situation without cost or obligation. Receive an introduction to a wealth management colleague, have a personal conversation, and get your questions answered.

By clicking “Submit”, you acknowledge that we collect your name, email address and phone number to respond to your inquiries and provide you information about our products and services in accordance with our Privacy Policy. If you are a California resident, please see our CCPA Notice to California Residents.