Cerity Partners Insights

Timely investment outlooks, best practices, and actionable planning strategies to inform and guide your decision making.

Ben Pace, Christian Thwaites and James Lebenthal

Economic & Market Update

Weekly Investment Perspectives

February 6, 2023   -   After a solid start to 2023, stocks stumbled slightly as strong jobs data injected uncertainty into the market about whether the Fed was any closer to ending its tightening program.

Frederic Behrens

Partner

Cross-Border Planning

Guide to Financial Planning for Non-U.S. Citizens Living in the United States

January 9, 2023   -   Those living (or soon to be living) in the United States on a green card or U.S employment visa face many financial, tax and legal issues that average American citizens do not. Unfamiliarity with the U.S. tax and legal environment often leads to poor long-term financial planning decisions and costly mistakes. To make cross-border financial […]

Mariella Foley

Partner

Financial Planning

Splitting Retirement Accounts in Divorce

January 7, 2023   -   When going through a divorce, the process of dividing assets can be a frustrating and confusing one.  Retirement assets are an important issue in any divorce proceeding, since, after the marital home, they often represent the largest category of marital assets to be divided in a divorce settlement. Accounts that fall into this retirement category […]

Ben Pace, Tom Cohn and James Lebenthal

Annual Economic & Market Outlook

2022 Review and January Outlook

January 6, 2023   -   Persistent inflation, carried over from 2021 and exacerbated by the Russian invasion of Ukraine and the imposition of harsh sanctions on Russia by the Western allies, was the primary driver of the global economy and markets in 2022...

Mariella Foley

Partner

Financial Planning

Dividing Retirement Assets in Divorce With a Qualified Domestic Relations Order

January 4, 2023 —

Retirement assets are an important issue in any divorce proceeding. After the marital home, retirement assets often represent the largest category of marital assets to be divided in a divorce settlement. These assets can include 401(k)s, 403(b)s, IRAs and pension benefits provided by an employer’s defined benefit plan. Divorcing spouses will often seek to divide […]

Frederic Behrens

Partner

Cross-Border Planning

Wells Fargo U.S. Expat Brokerage Account Closure

January 3, 2023 —

At the beginning of 2021, Wells Fargo announced a reduction in service for international clients. The most impacted Wells Fargo customers include U.S. citizens living abroad (U.S. expats), green card holders returning to their home countries, and non-U.S. investors (nonresident aliens). These Wells Fargo clients may face restrictions related to their investment accounts, prohibiting them […]

Anthony Rosetti

Principal

Cross-Border Planning

Retire in Italy? A New 7% Flat Tax May Incentivize U.S. Citizens Looking to Retire Abroad

December 24, 2022 —

The idea of living abroad has gained in popularity for many U.S. citizens as they plan for how to spend their retirement years. Italy, an already popular retirement destination for many Americans, introduced a tax incentive in 2019 that may help further attract foreign retirees. Italy is home to some of the most historic architecture, […]

Frederic Behrens

Partner

Cross-Border Planning

Investing as an American Expat

December 23, 2022 —

Increasingly, American citizens are moving overseas to advance their careers, to retire abroad or for family reasons. Living in another country is exciting but brings forth many new challenges. This includes adapting not only to a new culture but also a new financial, tax and legal system. Just like back home, advice from professionals is […]

Sawyer Rothmann

Senior Associate

Economic & Market Update

Part II: What Will the Fed Do Next?

December 23, 2022 —

The Federal Reserve (Fed) has again raised its projection for the peak federal funds rate. So, what will they do next?

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Ben Pace

Partner & Chief Investment Officer

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Curious about learning more? Let’s talk.

Tell us about yourself and your current financial situation without cost or obligation. Receive an introduction to a wealth management colleague, have a personal conversation, and get your questions answered.

By clicking “Submit”, you acknowledge that we collect your name, email address and phone number to respond to your inquiries and provide you information about our products and services in accordance with our Privacy Policy. If you are a California resident, please see our CCPA Notice to California Residents.