The Cerity Partners Pooled Employer Plan

A retirement plan benefit, without the retirement plan hassle. Provide a retirement plan benefit for your employees, that also makes sense for your business.

Cerity Partners’ PEP Solution

A well designed retirement plan can be a crucial part of your company’s strategic compensation package.

Often these plans come with expensive fees, burdensome administration, and fiduciary liability for companies—but not The Cerity Partners Pooled Employer Plan. Our PEP solution can help your business with:

Let us do the heavy lifting on your retirement plan

By joining our PEP, rather than sponsoring your own plan, you can reduce your workload and your risks.

Responsibilities

Cerity Partners PEP

You

3(21) Plan Fiduciary

Cerity Partners

3(16) Plan Administrator

Ameritas

3(38) Investment Manager

Cerity Partners

Trustee

TRG

Prepare & Sign 5500

TRG

Review & Approve Plan Rollovers

Ameritas

Review & Approve Distributions

Ameritas

Review & Approve Hardships

Ameritas

Review & Approve Loans

Ameritas

Qualify Domestic Relations Orders

Ameritas

Determine Beneficiary Claims

Ameritas

Determine Eligibility & Notify Participants

Ameritas

Prepare & Distribute Required Plan Notices

Ameritas

Perform Required Plan Discrimination Testing

Ameritas

PEP Selection

Deposit Plan Contributions Timely

Provide Accurate & Timely Plan Data

Recruit. Retain. Retire.

Give your business a competitive edge with benefits that are designed to meet your company’s objectives, and help your employees build confidence in their financial well-being.

89%

of employees feel it’s important for employers to offer financial wellness program

74%

say financial wellness programs help reduce financial stress

66%

say a financial wellness program improves their company loyalty

57%

say a financial wellness program increases their productivity

Source: John Hancock

An experienced team to guide you every step of the way.

When you adopt the Cerity Partners Pooled Employer Plan, you’ll have a seasoned team of retirement plan experts working on your behalf.

Pooled Plan Provider

Pooled Plan Provider

TRG Fiduciary Services, LLC takes on the primary fiduciary responsibility for the plan. They select and monitor all of the other plan providers, making sure that they are providing awesome services at a great price.

Investment Advisor

Investment Advisor

As the investment advisor for the Plan, Cerity Partners monitors the Plan investment menu, recommends investment changes, and provides plan regulatory services.

Recordkeeper & Third Party Admin

Recordkeeper & Third Party Admin

Ameritas performs all compliance testing, prepares government filing reports, provides participant education, and customer service support.

Custodian

Custodian

Charles Schwab Trust Bank custodies your plan assets and processes all trading instructions. Using an open-architecture custodian allows us access to an array of investment vehicles, including low-cost options, to help participants achieve their retirement goals.

Curious about learning more? Let’s talk.

Tell us about yourself and your current financial situation without cost or obligation. Receive an introduction to a wealth management colleague, have a personal conversation, and get your questions answered.

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