Our advisors utilize their experience and expertise and that of their colleagues to develop the best solutions for your complex personal and professional financial situations.
Actionable planning strategies to inform and guide your decision-making.
September 4, 2019
As a plan fiduciary, you have to act prudently and solely in the best interest of your participants, which involves following plan documents and ensuring fees are reasonable. But how do you prove you met your responsibilities in the event of an audit, litigation, or participant inquiry? It starts by having a sound fiduciary governance process.
At Cerity Partners, we have found employers often emphasize investment performance at the expense of their other responsibilities. Through our Plan Health Consulting process, we’ve identified five steps that can help balance governance and investment due diligence while mitigating risk.
We firmly believe implementing these best practices makes plans healthier and more effective. Our fiduciary-based approach helps employers like you take a balanced look at every aspect of their plans from design to vendor management and more.
Please read important disclosures here.
Neal is a Principal in the Chicago office and a member of the Retirement Plan Services Group. He has more than 17 years of experience...
Ben Pace, Christian Thwaites and James Lebenthal
February 2, 2023 — Markets have recently been and will continue to be driven by three key influences: monetary policy primarily emanating from the Federal Reserve, China’s COVID reopening and the growth potential therein, and the earnings and guidance reported by leading S&P 500 firms. While we remain cautiously optimistic that inflation will continue to abate, rates will stabilize, and the global economy will not fall into recession, the market’s assessment of the three key influences will determine the short-to-mid-term path forward.
January 31, 2023 — Global equity prices rallied in January, as inflation continued to recede and investors’ hopes mounted for an end to central bank tightening cycles.
Michael B. Fischer and Frederic Behrens
January 22, 2023 — As part of Tax Cuts and Jobs Act of 2017, the U.S. federal estate tax exemption amount increased to approximately $12.92 million per individual or $25.84 million per couple (2023). As a result, many families are no longer subject to federal estate tax due to the high estate tax exemption amounts. However, several individual states […]
Steven J. Giacona
Partner & Market Leader
January 10, 2023 — As a CPA and financial advisor, clients often ask me for ways to reduce taxes. Since the enactment of the Tax Cuts and Jobs Act of 2017, which limited state and local tax deductions to $10,000, many clients, particularly residents of high-tax states such as New Jersey, New York and Connecticut, have raised the question […]
Theodore D. Schneider
January 10, 2023 — Our team at Cerity Partners is continually inspired by the efforts of charitable organizations and want to offer our assistance to boost planned giving campaigns. As experienced advisors in financial and philanthropic planning, we believe having focused discussions with potential donors regarding the following planned giving strategies are effective tools to encourage donors to complete […]
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