• Personal Financial Planning For Seniors

Personal Financial Planning For Seniors

Everything in your financial life is connected – when one area shifts, the rest moves with it.

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Let’s Achieve Your Goals Together

We believe that in order to achieve true financial clarity, you can’t ignore the years beyond initial retirement. We want to see our clients make smart decisions about when to turn on Social Security, understand how to navigate the decisions around Medicare and ultimately create a legacy for the areas or people they want to impact after their final days.

For this reason, we deeply incorporate these decisions within your financial plan. We offer a free initial consultation/ID meeting to better understand your goals and then apply them in your plan. In addition to the basic financial planning process, here’s what you can expect from your Personal Financial Plan for Seniors:

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Integrated Benefits Education

Help your employees understand, appreciate, and potentially maximize your company’s benefits, so that they can stay focused at work and build confidence in their financial well-being.

Social Security Timing

Identify the best time for you and/or your spouse to turn on your benefits.

Medicare Consult

Medicare can be confusing, we’ll help you sort through the noise.

Charitable Planning

Implement the most efficient ways to gift to charities and/or the important people in your life.

Legacy Planning

We’ll review your existing estate documents and beneficiary designations to ensure your final wishes are laid out the way you want them.

What to know about the Secure Act 2.0

The Secure Act 2.0 which goes into effect January 1, 2023 incorporates many changes to required minimum distributions that retirees need to tune into. Download our analysis of what you should know:

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Build a plan for exactly where you are in life.

Our team of advisors and consultants are here to be your partner on your financial journey. Let us support your vision with financial knowledge and experience so that you can take a confident next step towards whatever you want out of life.

Cheryl Donaldson

Senior Principal

Individuals and Families

401(k) Planning for 2023

November 22, 2022 - Principal Cheryl Donaldson shares an overview on the potential long-term value of maximizing 401(k) savings and the optimal 2023 401(k) contribution election amounts.

A Collaborative Team Focused on You

Our advisors utilize their experience and expertise and that of their colleagues to develop and execute the best solutions for your complex personal and professional financial situations. Our team includes financial advisors, tax advisors, investment professionals, retirement plan consultants. Working as one, we help you achieve your vision for tomorrow.

Meet the Team

Joe Zurschmiede

Principal

Jenny Huelsman

Principal

Katie Butler

Principal

Todd Gruenig

Principal

Our Team is Your Team

We believe creating a financial plan is the first step toward a successful retirement. Many factors affect your financial future, so we’ve created an in-house team of specialists to help you along the way.
As an Cerity Partners client you will have a dedicated advisor team with access to specialists in other fields such as tax and insurance through one of our many affiliates.

Tax Planning & Preparation

Estate & Gift Planning

Insurance Planning & Risk Management

Investment Solutions

Family Office

Business Owner Advisory

Marital Financial Planning
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Insights

Stay in tune with the latest information.

Ian Bai and Sean Moore

Individuals and Families

Understanding Your Medicare Options

February 14, 2023 - Soon-to-be retirees about to turn 65 have an important choice to make regarding their health insurance. Specifically, do you go with traditional, public-sector Medicare, or…

Judith Gordon

Principal

Estate Planning

Planning for Those Who Are at the End of Life’s Journey

August 8, 2022 - While death is inevitable for us all, many of us push the thought out of our minds as we go about our daily lives. In…

Walker Phillips

Partner

Corporations

Cash Balance Plans: 3 Steps to Success

October 24, 2022 - For businesses with consistent cash flows, a cash balance plan can enhance benefits beyond the typical 401(k) or profit-sharing plan.

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Specialized Financial Planning Advice for Your Employees

Schedule your complimentary discovery call with an advisor who specializes in your company benefits. They will assist in seamlessly incorporating these benefits into your broader financial strategy, guiding you forward in your financial journey.

Katie Butler headshot

Katie Butler

Principal

Specialized Financial Planning Advice for Personal Financial Planning For Seniors Employees

Schedule your complimentary discovery call with an advisor who specializes in your company benefits. They will assist in seamlessly incorporating these benefits into your broader financial strategy, guiding you forward in your financial journey.

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Call us: (212) 202-1810

Call us to Schedule: (212) 202-1810

Book your meeting

This call is designed to better understand your unique financial and life goals and match you with the advisor most well suited to help.

Looking forward to
speaking with you!

Katie Butler

Principal

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