Diversified Portfolios.
Insightful Guidance.

Building investment portfolios that balance return with a level of risk that won’t
keep you up at night

Investment Solutions & Advisors

Preserve principal. Maintain purchasing power. Manage risk. Finding the right mix of investments to help you achieve these basic tenets of investing takes time and knowledge of the financial markets. Rather than go it alone, many people want someone to do it for them or with them.

Cerity Partners can be your someone—whether you want a wealth management advisor who manages every aspect of your portfolio, collaborates and coordinates with your existing advisory team, or simply a certified investment advisor that serves as a sounding board for your decisions.

And we believe in full transparency. Working with our investment management advisors, you’ll always know what we’re doing at each stage of the process and why.

We provide investment management solutions that encompass your complete financial landscape:

Financial goals, needs, and priorities
Risk profile, time horizon, and liquidity constraints
Charitable, legal entity, and tax considerations

Our Private Market Advantages

Cerity Partners offers investment opportunities in private equity, private debt, physical real estate, and venture capital. Discover how we meet the challenges of accessing top-tier managers and securing investor-favorable terms.

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Our Private Market Advantages

Investments that Complement Other Aspects of Your Wealth

Investments don’t exist in a vacuum. They’re an integral part of your comprehensive wealth management strategy. Your investment portfolio’s performance directly impacts your ability to achieve your goals. Harvesting investment losses helps reduce your tax obligations. Your risk management and estate plans influence the titling of your portfolio.

Our registered investment advisors understand these connections and collaborate closely with our in-house tax and planning specialists to preserve, grow, and protect your wealth.

Your big picture is made up of the smallest details. We look at both.

Economic and Market Outlooks

2025 Economic and Market Outlook

July 15, 2022 — In 2025, strong consumer spending backed by a healthy labor market should continue to power U.S. economic growth, which is poised to continue to outpace other global economies. A broadening in U.S. equity markets should allow small- and mid-cap names to catch up to the performance of the technology giants, while bond markets may need to brace for some volatility amid a cautious easing campaign.

Ben Pace, Partner & Chief Investment Officer

In a world awash with endless financial information and investment products, the value of working with thoughtful advisors who can sift through the noise and build personalized portfolios continues to rise.
Ben Pace, Partner & Chief Investment Officer

Putting Your Money to Work for You

Investing is a commitment to your future. It’s a way to grow and preserve what you’ve earned. Our disciplined investment process helps ensure your portfolio is positioned to withstand changing market and economic conditions.

Setting Your Objectives

At Cerity Partners, conversations drive recommendations, not the other way around. We want to know you as a person and as an investor. Understanding your passions, concerns, needs for today, and plans for the future is the cornerstone of designing your investment strategy.

Creating Your Investment Policy Statement (IPS)

Based on our conversations, we’ll draft your personal IPS. Think of it as a road map for your investment decisions. It outlines the purpose of the funds, planning considerations, your target asset allocation profile, and any investment restrictions or preferences. For example, your IPS might contain a provision about your desire to invest in socially responsible companies.

Constructing Your Personalized Portfolio

Using your IPS as our guide, we evaluate different active and passive investment solutions and select the investment managers that offer the most potential return for your desired level of risk. Where appropriate, we also identify alternative and private investment opportunities. Our size as a national investment advisor enables us to secure the most competitive terms and pricing for you.

Managing Your Investment Portfolio

Shifting goals. Extreme market volatility. Inconsistent investment manager performance. All have the potential to throw your portfolio off track. We monitor and benchmark your investments, meet with you regularly, and recommend adjustments as needed to help ensure this doesn’t happen.

Explore Our Offerings for Individuals and Families

Economic and Market Outlooks

What’s on Our Minds This Week?

Diversification has long helped manage portfolio risk, but recent inflation and fiscal challenges reveal the limitations of the traditional 60/40 stock-bond portfolio and the need for broader diversification strategies amid challenging economic environments.

Estate Planning

Trusts as IRA Beneficiaries

This article examines the critical considerations for selecting a trust as an IRA beneficiary post-Secure Act, including the types of trusts that qualify and the impact on estate planning.

Individuals and Families

A Pitfall of the “Backdoor” Roth IRA Conversion

Every few months, a reputable financial news website like MarketWatch, CNBC, or The Wall Street Journal releases an article about the benefits of contributing to a non-deductible IRA and converting that contribution to a Roth IRA (a “backdoor” Roth IRA contribution). However, these articles seemingly gloss over the complexity of the strategy and lead to […]

Individuals and Families

Planning for Long-Term Care Needs

Understand the critical aspects of long-term care planning, from assessing costs and insurance options to managing care through various types of policies, ensuring quality of life and financial security as you age.

Individuals and Families

Domicile vs. Tax Residency: What Is Domicile and How Do You Change It?

As a CPA and financial advisor, clients often ask me for ways to reduce taxes. Since the enactment of the Tax Cuts and Jobs Act of 2017, which limited state and local tax deductions to $10,000, many clients, particularly residents of high-tax states such as New Jersey, New York and Connecticut, have raised the question […]

Family Office

Raising Children into Wealth

Family wealth can diminish children’s hunger to live productive lives. But it doesn’t have to. Pierre duPont, a Client Advisor in Cerity Partners’ NY office, shares ways parents can instill a healthy perspective about money, work and society.

Business Owner Advisory

Hiring the Right Wealth Manager for Your Transaction

The net proceeds from the sale of your business adds another layer of complexity to your financial life. That’s why a wealth advisor is one of the most important people you can have on your transition team.

Individuals and Families

Financial Planning for LGBTQ+ Couples

LGBTQ+ partners face unique complexities in financial planning. A skilled financial advisor with an acute understanding of the legal protections and rights for LGBTQ+ partners can help couples achieve their plans and goals.

Cross-Border Planning

Living a Jet-Setter Retirement

Are you planning for a jet-set retirement? Or are you already spending part of the year abroad? If so, Cerity Partners can help you navigate the complex world of living in more than one place, so that you’re able to preserve your wealth.

Investment Solutions

Investing is a long-term commitment to your financial well-being. It’s about growing and safeguarding your wealth. Our disciplined, goal-oriented approach ensures your portfolio remains resilient in the face of market and economic fluctuations.

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Estate & Gift Planning

Our sophisticated estate and wealth transfer strategies help you preserve your legacy while minimizing tax burdens. Every recommendation is tailored to your specific needs, leveraging our extensive knowledge of estate, trust, gift, and tax regulations.

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Financial Planning

Successfully navigating the financial challenges that come with wealth necessitates planning, relevant advice, and a financial advisor who’s always in your corner. Cerity Partners provides all three.

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Insurance Planning & Risk Management

Safeguard the financial security you and your loved ones have built. We assess your current risk exposure and develop customized strategies designed to protect the most vulnerable areas of your financial life.

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Tax Planning & Preparation

We design and implement tax optimization strategies, including the creation of detailed tax projections and the preparation of personal, trust, and business tax returns.

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Family Office

Our family office services free you to focus on what matters most, providing a coordinated team of specialists dedicated to preserving, growing, and protecting your family's prosperity.

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Business Owner Advisory

We work with owners of privately held businesses to help them create and execute transition plans that provide a seamless and successful exit for themselves, their families, and other stakeholders.

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Marital Financial Planning

Divorce marks the end of marriage but also the start of your new life. We can help you navigate the financial challenges of divorce and embrace the opportunities for building a thriving, secure future.

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Cross-Border Financial Planning

Just because your professional life is international doesn’t mean your financial life has to be complicated. Cerity Partners has extensive knowledge of U.S. and global tax laws and regulations, and we will work with you to preserve and grow your wealth here and abroad.

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Diversified Portfolios.
Insightful Guidance.