Preserve. Protect. Bestow.

How you pass your wealth from one generation to the next directly impacts your taxes and the protections afforded in the event of a lawsuit, divorce, or bankruptcy. Dynasty Trusts and Private Trust Companies are just two ways we help address these concerns and sustain the viability of your estate.

The first step to enhancing your estate plan is understanding where you’re at today. Reviewing your existing documents helps us ensure that all your assets are addressed, including investments, real estate, jewelry, and artwork, and identify opportunities for improvement. Once identified, we work with you and your attorney to close any gaps so you can feel confident your legacy and loved ones are protected.

The type of asset and how it is owned impacts who receives your property after your death. For example, IRA accounts automatically pass to your beneficiaries. Any property owned jointly with rights of survivorship passes to the other owner. Our review helps ensure your assets are titled according to your intentions and that your beneficiary information is up to date.

Life insurance is more liquid than many assets you may own, making the proceeds a good source for paying estate taxes and other liabilities while leaving the rest of your estate intact. We help you determine the level and type of life insurance that’s right for you.

Should you make your gift now or in the future? Should you bundle your gifts together in one year? Does a Donor Advised Fund make sense for you? Should you make a monetary gift or donate investments or real property? Our estate planning and financial advisors answer these questions and more to help you maximize the value of your gifts while minimizing taxes.

If you’re a business owner, the future of your company is an essential part of any estate planning conversation. Do you want to transfer ownership to family members? Do you plan to sell the business and allocate the proceeds amongst loved ones? Whatever your vision, we help you create a comprehensive exit strategy that prepares you, your business, and your family for the transition.

Loved ones who understand the reasoning behind the provisions in an estate plan are more likely to embrace the plan and carry it forward. We offer educational materials that focus on the rising generation to help you have this important conversation.