Americans relocating to, or already living in, Switzerland face a complex mix of financial and tax challenges across two very different systems. A U.S. brokerage account may become hard to maintain after a move. A retirement structure efficient in one country can carry unintended consequences in the other. The decisions families make before and after the move can shape their financial security for years. Join advisors from Cerity Partners and Exactio AG for a practical discussion covering:
Cross-Border Wealth Planning (Cerity Partners)
- Jurisdictional diversification and the role Switzerland plays for globally mobile U.S. families
- Account access and portability: what happens to U.S. brokerage, retirement, and bank accounts after a move
- Currency risk and cash flow between USD and CHF
- Estate planning: how U.S. structures interact with Swiss inheritance rules
- Actionable next steps before, during, and after relocation
Swiss Tax, Regulatory, and Mobility Planning (Exactio AG)
- Residence permit planning (B, C, L) and how it interacts with tax residency
- Swiss tax residency, cantonal considerations, and the U.S.–Switzerland tax treaty
- Pillar 2 and Pillar 3a retirement accounts for U.S. citizens and dual residents
- Real estate and mortgages in Switzerland
- Swiss wealth tax and real estate rules for U.S. persons
- Common pitfalls in U.S.–Swiss dual tax filings and how to avoid them
