Individuals and Families High Earners and Social Security: Your Updated Strategy for Maximizing Benefits January 21, 2025 - Maximizing Social Security benefits is more than just boosting monthly payments; it's a broader wealth strategy. Working with a Cerity Partners financial advisor to create… Jenny Huelsman, Principal
Individuals and Families Integrating 401(k) Plans with Pontera May 17, 2024 - Discover how Cerity Partners leverages Pontera to transform the management of high-net-worth clients' 401(k) plans, integrating these crucial assets seamlessly into broader financial strategies. Constantine Mulligan, Partner
Individuals and Families Planning for Long-Term Care Needs May 10, 2024 - Understand the critical aspects of long-term care planning, from assessing costs and insurance options to managing care through various types of policies, ensuring quality of… Aram Schotts, Principal
Estate Planning Trusts as IRA Beneficiaries April 16, 2024 - This article examines the critical considerations for selecting a trust as an IRA beneficiary post-Secure Act, including the types of trusts that qualify and the… Paul Chmielewski, Partner
Individuals and Families How to Become a Snowbird in Retirement – 7 Tips to Help You Prepare April 10, 2024 - Transitioning into a snowbird lifestyle during retirement requires planning and readiness. Explore invaluable tips to help you prepare. Kim Curtis, Partner
Individuals and Families How to Use a 529 Plan For Retirement January 4, 2024 - 529 savings plans, traditionally used for education expenses, now offer a path to retirement savings with the ability to roll over unused funds into a… Paul Chmielewski, Partner
Cross-Border Planning What to Know About IRAs and Roth IRAs When Living Abroad December 22, 2023 - Navigate IRAs and Roth IRAs for US Expats living abroad with Cerity Partners. Understand tax implications, strategic contributions, and the role of tax treaties in… Andrejs Pilajevs, Principal
Individuals and Families Retirement Plan Considerations for the Self-Employed September 26, 2023 - Solo practitioners and small business owners have several retirement plan options to consider, from solo 401(k)s to SEP IRAs and cash balance plans. Each plan… Richard Long, Partner
Individuals and Families Rollover Decisions September 6, 2023 - Retirement planning requires thoughtful decision-making, particularly when it comes to managing existing retirement accounts. Aram Schotts highlights key factors to consider when choosing between options… Aram Schotts, Principal
Individuals and Families The Unspoken Risks of Retirement Plan Loans March 25, 2023 - During times of financial hardship people are forced to think – when life hands you lemons, take a loan. We get it! High inflation and… Jim Trujillo, Principal
Cross-Border Planning Living a Jet-Setter Retirement March 14, 2023 - Are you planning for a jet-set retirement? Or are you already spending part of the year abroad? If so, Cerity Partners can help you navigate… Andrew Fisher, Partner
Individuals and Families In-Service Withdrawals from Employee Retirement Plans February 8, 2023 - While your retirement funds are certainty intended for the long-term, you might be able to take money out of your 401(k), 403(b), or 457 plan… Nick Jackson, Principal
Individuals and Families Retiring on Time January 25, 2023 - Retiring on Your Own Terms What does “retiring on time” mean? For us, it means retiring on your own terms – being comfortable and confident… Katie Pfeifer, Partner & Head of Workplace Solutions
Cross-Border Planning Receiving an Inheritance From Abroad: Special Considerations for U.S. Taxpayers January 10, 2023 - It is increasingly common for individuals living in the United States or U.S. citizens living abroad to receive an inheritance from a non-U.S. person (for… Frederic Behrens, Partner
Individuals and Families Splitting Retirement Accounts in Divorce January 7, 2023 - When going through a divorce, the process of dividing assets can be a frustrating and confusing one. Retirement assets are an important issue in any… Mariella Foley, Partner
Register Now: Q2 2025 Economic & Market Outlook Webinar May 6, 2025 - Join our Investment Office for a timely webinar exploring recent market volatility, economic uncertainty, and what it means for investors.
Estate Planning 10 Ways to Protect the Wealth You Have Built May 2, 2025 - Regardless of wealth level, everyone's assets are at risk, and it is critical to put together a plan to safeguard them. Learn 10 ways to…
Economic and Market Outlooks What’s On Our Minds This Week May 6, 2025 - Though framed as a global trade policy, the Trump administration’s tariff strategy chiefly targeted China, whose economic fragility and leadership’s sensitivity to national pride may…
