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Retirement Plan Solutions Insights

Ty Parrish

Partner

Retirement Plan Solutions

Establishing Sound Retirement Plan Governance

January 12, 2026 - As a retirement plan sponsor, you are responsible for administering the plan and making all material plan decisions. This basic framework helps you conduct overall…

Ty Parrish, Partner

Constantine Mulligan

Partner

Retirement Plan Solutions

The Role of Private Markets in Defined Contribution Plans

November 10, 2025 - Defined contribution plans have attracted growing interest and media coverage amid recent U.S. Department of Labor actions and a noticeable shift in tone from Washington,…

Constantine Mulligan, Partner

Angie Morrison

Partner

Retirement Plan Solutions

Fixing 401(k) Failures: The Benefits of NQDC Plans

September 17, 2025 - Nonqualified deferred compensation plans are often thought of as a “nice to have” for executives, but in the right situation they can play a key…

Angie Morrison, Partner

Constantine Mulligan

Partner

Retirement Plan Solutions

Integrating 401(k) Plans with Pontera 

May 17, 2024 - Discover how Cerity Partners leverages Pontera to transform the management of high-net-worth clients' 401(k) plans, integrating these crucial assets seamlessly into broader financial strategies.

Constantine Mulligan, Partner

Philip Steele

Partner

Retirement Plan Solutions

One Survey That Employers Should Never Ignore

November 15, 2022 - Fiduciary liability insurance is changing. Partner Philip Steele suggests following best practices now can help lessen your risk of litigation and receiving less than favorable…

Philip Steele, Partner

Neal Smith

Senior Principal

Retirement Plan Solutions

Is a MEP the Right Choice for Your Retirement Plan?

August 25, 2022 - Is a MEP the Right Choice for Your Retirement Plan? Cerity Partners advisor, Neal Smith, discusses the benefits of Multiple Employer Plans.

Neal Smith, Senior Principal

Constantine Mulligan

Partner

Retirement Plan Solutions

Cerity Partners x PSCA: A Sponsors’ Guide for Reading an Investment Report

August 18, 2022 - This guide is intended to give PSCA’s Investment Committee and Cerity Partners' clients an overview of some of the terms they may see when reviewing…

Constantine Mulligan, Partner

Patrick Fischbach

Principal

Retirement Plan Solutions

Index Funds: Above & Beyond Cost

June 28, 2022 - Due to their ease of use, transparency, and exceptionally low costs, index funds have increasingly become popular with many investors, including those in retirement plans.

Patrick Fischbach, Principal

Paul Sommerstad

Partner

Retirement Plan Solutions

Cryptocurrency & ERISA/DC Plans

June 19, 2022 - What You Need To Know Cryptocurrency is a topic dominating financial headlines, but what is it and is it worth exploring with your advisor? Here…

Paul Sommerstad, Partner

Paul Sommerstad

Partner

Retirement Plan Solutions

Benchmarking Your Retirement Plan

July 29, 2021 - Benchmarking your retirement plan regularly is a best practice all plan sponsors should follow. But benchmarking your plan is about more than just confirming the reasonableness…

Paul Sommerstad, Partner

Neal Smith

Senior Principal

Retirement Plan Solutions

Master These Six Biases to Improve Employee Retirement Readiness

May 21, 2021 - As a plan sponsor, mastering six simple basic behavioral finance concepts will help put your colleagues on track for a secure retirement.

Neal Smith, Senior Principal

Ty Parrish

Partner

Retirement Plan Solutions

Solving the Retirement Readiness Crisis

February 17, 2021 - What is the retirement crisis? In brief, it is the fact that the majority of American workers today are financially unprepared to maintain their preretirement…

Ty Parrish, Partner

Constantine Mulligan and Patrick Fischbach

Retirement Plan Solutions

Target-Date Funds: Why Process Matters

October 20, 2020 - The "set it and forget it" design of target-date funds has made them one of the top investment choices for defined contribution plans. But with…

Constantine Mulligan and Patrick Fischbach

Constantine Mulligan

Partner

Retirement Plan Solutions

Private Equity in Defined Contribution Plans

August 26, 2020 - Partner Constantine Mulligan explains the DOL guidance on the use of private equity in defined contribution plans, and why plan sponsors should take a wait…

Constantine Mulligan, Partner

Constantine Mulligan

Partner

Retirement Plan Solutions

Profit Sharing & Money Purchase Pension Plans

August 1, 2020 - A pension plan can be either a defined benefit plan or a defined contribution plan. This outlines two types of defined contribution plans.

Constantine Mulligan, Partner