The Overlooked Cornerstone of Financial Planning: Tax Strategy
Taxes are a crucial part of almost every major financial decision, from buying a home to planning your retirement. Failing to take them into account can result in overpayment of taxes and diminished investment returns. Our tax planning and financial advisors help you preserve your wealth by identifying and minimizing potential tax liabilities before you act.
Our seasoned tax planning and preparation specialists understand the relationship between taxes, financial planning, and investment management.
Our tax capabilities include:
Tax planning and projections
Tax optimization strategies
Tax compliance
Personal and income tax returns
Business income tax returns
Estate, gift, and trust returns
Specialty Tax Planning
Real estate planning and structuring
Multi-generational wealth transfers
Mergers and acquisitions
Entity planning
Succession planning
Business management
Family Office
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Partner / Steven J. Fishman
Cerity Partners recognizes that every financial planning decision has potential tax consequences. Our tax practice is fully integrated with our other specialists to ensure connectivity and a coordinated, team approach to optimizing their wealth.”
Reduce Your Taxes. Preserve Your Assets. Grow Your Wealth.
When tax and financial planning occur in silos, you’re less likely to realize your wealth’s full potential. By contrast, an integrated tax and financial planning team can implement strategies tailored to your goals and circumstances.
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Income tax planning
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Income tax planning
Business entity planning
Estate and wealth transfer planning
Real estate tax planning
Research and development
Mergers and acquisitions planning
Succession planning
Retirement plan design
Multistate and local tax planning
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Real estate planning and structuring
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Real estate planning and structuring
Choice of entity
Form and structure of operating agreement
Structuring splits with investors and determining market fees
Content and preparation of PPMs
Tax provisions in the operating agreement
Planning for foreign investors, including withholding issues and use of U.S. Blocker Corporations
Maximizing deferral strategies by waiving acquisition, management, and disposition fees and converting to contingent profits interest
Multigenerational wealth transfer planning, including structuring the operating agreement to provide protection for future generations and maintain operating control as well as creating irrevocable trusts
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Business management and family office services
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Business management and family office services
Detailed weekly cash flow reports and cash management services
Bill payment and banking services
Bookkeeping services and customized monthly financial statements
Obtaining and monitoring personal and business insurance, including evaluating proper coverage levels
Long-term financial planning, including referral to internal institutional investment managers and independent evaluation of investment opportunities
Preparation of budgets, forecasts, and projections
Custom business management software with flexibility for reporting detailed financial results and weekly cash balance
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Tax compliance services
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Tax compliance services
Individual tax returns
Business tax returns
Estate and trust income tax returns
Gift tax returns
Estate tax returns (Form 706)
Private and public charitable foundation returns
Foreign tax considerations
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Multigenerational wealth transfer planning
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Multigenerational wealth transfer planning
Estate tax and generation-skipping transfer tax minimization strategies
Trust structuring with appropriate confidentiality provisions for beneficiaries
Holistic estate planning coordinated with trust and estate attorneys
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Business advisory and consulting
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Business advisory and consulting
Assistance with negotiations of agreements, including business acquisition or sale, business structure, settlement of obligations, or restructuring debt
Strategic planning and consulting, including profit planning and analysis
Design of customized financial reporting
Due diligence for mergers and acquisitions
Entity structure and planning
Litigation support, forensic accounting, and expert witness testimony
Internal accounting controls and analysis
Installation of computerized accounting systems including Quicken and QuickBooks
Information technology and security design and review
Compensation and employee benefit design, including retirement plans, deferred compensation, stock option plans, and cafeteria plans
Business valuations for buy/sell agreements or the purchase of a business, including referral to appraisers and valuation experts
Financial analysis of operation results and cost analysis
Partner / Steve Walker
Comprehensive Tax Planning
Services that Help Reduce
Liability Year-Round
Many financial decisions have tax implications that you may not be aware of—but we are. The most effective financial plans are the ones that include tax-planning strategies custom-made for high-net-worth individuals. Working together, we help you:
Proactively identify ways to reduce your taxes based on your goals and circumstances
Make sound decisions based on quarterly and annual tax projections
React in real-time to new tax regulations
Incorporate dynamic planning that evolves with your personal and professional life
Your Introduction to a Trusted Financial Tax Advisor Awaits
Our Concierge Program offers a simple, personalized approach to finding your ideal tax advisor.
Schedule your complimentary 30-minute discovery call so we can understand your unique tax planning needs and match you with an advisor well suited to your situation.
Dustin Ribergaard
Principal & Client Experience Director
Stephanie Bellisario
Principal & Client Experience Director
Find your ideal financial advisor with our personalized Concierge Program.
Schedule a complimentary discovery call now:
Book your meeting
This 30-minute call with me is designed to better understand your unique financial and life goals and match you with the advisor most well suited to help.
Looking forward to
speaking with you!
Dustin Ribergaard
Principal & Client Experience Director
Thank you for booking a meeting with us!
We look forward to connecting with you soon.
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